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  Savings Bonds  

The U.S. Treasury Department has added a new payroll feature to its electronic TreasuryDirect account system.  You now have choices about how you purchase savings bonds.  You can use payroll deduction to purchase electronic (that is, paperless) savings bonds through a web-based system called TreasuryDirect.  This system allows you to establish an online account with the U.S. Treasury to purchase, hold, and manage securities.  Through a payroll deduction, just like one you would use to contribute to a bank account or credit union account, you can transfer funds to your 

Piggy BankTreasuryDirect account and purchase savings bonds. 

Consider these additional benefits when you open a TreasuryDirect account:

  • You can purchase and redeem your savings bonds online
  • You can view and track your purchases and account activity online
  • You can access and print detailed information about your current holdings 24 hours a day
  • In the future, you will be able to purchase Treasury bills, notes and Treasury Inflation-Protected Securities (TIPS) through the same TreasuryDirect account.

We encourage you to visit for more information and a guided tour of TreasuryDirect.  Once you have set up your account, and you choose the payroll deduction option, you need to print the payroll deduction form and forward the completed form to the Payroll Department.


PWC Employees Credit Union

Mobile Banking Users Please Note

Our mobile banking users now have the capability of “freezing” their debit card when it’s not being used, or it’s lost.  (Like the commercial on TV for a major credit card!)

EMV Chip-Enabled cards are now being issued. As your debit card expiration approaches, you will receive notification from PWC ECU that your new card will be ordered soon, so that you can be watching the mail for it. A day or two after receipt of the new card, you will receive a new PIN. New card # = new PIN !  It is very important that you activate and use the new card upon receipt, as the “old” card will be closed soon thereafter. The EMV chip-enabled card provides additional security features to help prevent fraudulent transactions.  

The PWC Employees Credit Union is a member-owned, not-for-profit financial cooperative chartered by the Commonwealth of Virginia in 1971. All PWCS employees are eligible to join the PWC Employees Credit Union. Simply open a share savings account with as little as $10.00 and a one-time $1.00 membership fee. You become immediately entitled to take advantage of all of the products and services your credit union has to offer such as low interest rate loans and high interest rate certificates of deposit. Draft (checking) accounts have no minimum requirements or monthly service charges.                                                                                                                                                            
Maximum Signature loans up to $5,000.00 with rates as low as 8.99% to qualifying borrowers!
Ex: $5,000.00, 60 months @8.99% estimated payment of $106.00 per month                   
Call 703.680.1143 today or apply online at
Want to know if PWC ECU is open during inclement weather?  Please check our website for any delayed opening or closed announcement. We will also have an updated message on the after-hours phone response. 
PWC Employees Credit Union​

Apple Federal Credit Union

Apple FCU has been serving Prince William county educators for more than 20 years. From basic financial accounts like Checking and Savings, to competitive-rate Auto and Home Loans, Apple has something for everyone. Plus, as PWCS employees, you’re eligible for some EXCLUSIVES courtesy of Apple FCU.

Employee Discounts

Disclaimer: The discounts and rates listed below are subject to change without notice. Contact the company directly to verify savings.

  • Employee Discounts (This is not currently available and is being updated)

Prince William County Home Help Program

The Home Help Program is an employee benefit that provides an incentive for home ownership in the County to police, fire, schools and other County employees that live outside the County or currently rent. As part of the program, SunTrust Mortgage will provide benefits to the employee borrower that includes credits that can be used for interest rate reductions and/or closing costs.
Update: Applications are currently being accepted. Please contact Debbie Watson-Grady at 703-792-7133 or email to complete an application.
Eligibility: Before you submit your application for consideration, please be certain that you meet the following preliminary eligibility and criteria.
  • Permanent full-time employee: Sworn Police, Fire and Rescue, Adult Detention Center, Prince William County Schools, and all other County and Park Authority employees.
  • Currently live outside of the County or are renting in the County (City of Manassas and Manassas Park are “outside” of the County).
  • May not currently own or have a beneficial interest in real property within the County.
If you have any questions about qualifying for a mortgage with the participating mortgage lender, we highly recommend you contact our SunTrust Mortgage Home Help representative Thurston Willis at 703-580-7873 to discuss your situation prior to submitting your application into the Home Help Program. Upon receipt, applications will be screened for preliminary eligibility requirements. If eligibility requirements are met, then the applicants will be placed into their respective employee allotment (Sworn Public Safety, PWC Schools, Park Authority and other County employees).The following allocations have been established for the Home Help Program; 50% sworn public safety; 25% school employees and 25% other Prince William County employees.
Selection: Applicants will be contacted via e-mail if further information is needed for verification of applicant eligibility. Program award certification letters will be mailed to employees. Upon receipt of notification of award, employees and any person signing the note and deed of trust should sign up to attend the Home Ownership Education Course. Please identify yourself as a Home Help Participant. Participants will be required to provide SunTrust Mortgage with the County’s Award Certificate Letter and the Home Ownership Education Course Certificate in order to receive the program benefits.
Program Parameters: Employees must meet the following criteria to participate in the program:
  • Complete the VHDA Homeownership Education Course through the Prince William County Office of the Virginia Cooperative Extension.
  • Sufficient income and good credit to qualify for a first trust from SunTrust Bank. The lending relationship you establish with SunTrust is between you and the Bank. The County is in no way involved in this transaction.
Properties purchased:
  • Must be located in Prince William County (City of Manassas and Manassas Park are “outside” of the County).
  • Must be an existing residence; new construction is not permitted.
  • Must be occupied as the principle residence of the purchaser.
  • Must meet standard FHA appraisal guidelines.
  • Must not exceed the maximum sales price for the fiscal year as described in the Home Help guidelines (currently at $300,000)
Lending and Closing: As part of the program, SunTrust Bank will provide benefits to the employee borrower that includes deposit based credits, credits that can be used for interest rate reductions and/or closing cost credit, as well as reduced cost closings and credit for auto-debit set up.
Current Lender: SunTrust Bank
Type of Loan: 30 Year Fixed VA or FHA
You may contact the County’s dedicated SunTrust Mortgage Home Help representative at any time with questions regarding lending standards and/or for pre-approval at 703-580-7873.
For More Information: For detailed information about the program, please read the Home Help Program Guidelines. If you should have any questions regarding the program, please contact Allen Scarbrough at or at ext. 5821. You may also e-mail your questions to

Prince William County Office of Housing and Community Development may assist income-qualified County Employee Home Help purchasers with down payment and closing cost assistance. The Home Help Program is a "live near your work" program that will assist those borrowers who work for Prince William County to purchase a home in the County by using the services of the Home Help participating bank, SunTrust Mortgage, to provide a closing cost credit or rate reduction for mortgage interest rate.
Home Help Plus provides a maximum $5,000 repayable second loan for down payment and/or closing cost assistance for income qualified Home Help purchasers whose gross household income is at or below 80% uncapped Area Median Income.
If you need more information regarding the Home Help PLUS Program contact Amira Gonzalez at 703-492-2301 or e-mail

On Nov. 18, 2008, the Board received an update on the program and unanimously supported the program and its parameters. 
On Dec. 16, 2008, the Board of County Supervisors unanimously endorsed the Home Help Program
On Feb. 10, 2009, a lottery was held and 167 employees were selected to participate in the Home Help Program. 
On July 21, 2009, the Board of County Supervisors received an update on the Home Help Program. At this time, the program was opened to full-time Prince William employees on a first-come, first-serve basis through Sept. 18, 2009, or until the program reaches capacity. 

Home Help FAQs
Q. Are any tax payer dollars being used for this program? 
A. No tax payer dollars are being expended for this program. 

Q. Does the County make home loans to employees in this program? 
A. No. The County is not involved in any way in the relationship between the home buyer and the lending institution. 

Q. Is the County purchasing property for this program? 
A. No properties are being purchased by the County as part of this program. 


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